Equine Insurance

Insurance coverage for all areas of the horse industry.

Equine insurance to protect your business.

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Agents at Schatz Insurance have over 20 years of experience in various areas of the horse industry. We are now combining that with our company’s long history of providing our customers with excellent service and quality coverage.

Coverage for equine mortality.

Coverage for equine mortality covers the agreed value of your horse in the event of its death during the policy period from an accident, injury, illness, or disease which first occurred during the policy period. However, there is also an extension period available at no extra charge, the length of which depends on the insurance carrier. This applies to any incident that occurred and was reported during the policy period that resulted in a horse’s death after the policy expiration date

Coverage for equine mortality can also provide protection in the case of theft. It can also offer free coverage for emergency colic surgery, however, the limit varies depending on the insurance company.

Coverage for equine medical and surgical care.

This kind of coverage reimburses you for covered veterinary costs during the policy period should your horse need non-routine veterinary care. This condition must have first occurred during the policy period. There are limits for medical and surgical procedures available from $5,000 to $15,000, and the premiums and deductibles are dependent on the chosen limit.

As with equine mortality coverage, coverage for equine medical and surgical care may offer extension periods at no extra cost, with the length of time being dependent on the insurance company and your chosen coverage. These equine medical and surgical care policies are often written in addition to your equine mortality policy.

Additional coverage options.

There’s a lot more to owning a horse than just caring for it. You may want to explore additional coverages to help you cover all your bases and protect your horse in the event of the unexpected. Additional coverage you may want to explore include:

  • Zero Deductible Surgical Only
  • Stallion Infertility
  • Third Party Liability
  • Named Perils Mortality Coverage
Equine liability coverages.

Owning a horse can make you more liable than you realize. That’s why it’s important to get liability coverage that fits your lifestyle with your horse. Whether you just own your horse or you’re using it to teach riding lessons, it’s important to make sure your liability is covered. You’ll want to look into the following liability coverages:

  • Equine Commercial General Liability
  • Equine Personal Liability
  • Equine Professional Liability
  • Care, Custody, and Control
  • Equine Instructors and Trainers Coverage
  • Equine Clubs and Associations Liability
  • Equine Event Liability
  • Race Horse Owners and Trainers Liability
Farm or Ranch Insurance:

Schatz Insurance has years of success finding quality coverage for farm owners. We know that each farm is unique, and we are here to make sure you get the protection you need. Whether you have a hobby horse farm, an equine boarding facility, an equine training facility, or a working farm or ranch, we have companies to fit your needs.

We love to talk about horses. Call today and let’s talk about protecting what you love.

Equine Insurance - Chestnut Horse With White Muzzle Wearing a Plaid Blanket Pokes Head Out From a Weathered Gray Barn Window

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